The 2025 tax brackets feature seven federal income tax rates: 10%, 12%, 22%, 24%, 32%, 35%, and 37%.
The income thresholds for each bracket are adjusted annually for inflation.
2025 Federal Income Tax Brackets
The following tables detail the taxable income ranges for each filing status for the 2025 tax year (for taxes generally due in April 2026).
Single, Married Filing Jointly, Married Filing Separately, Head of Household, and Qualifying surviving spouse.
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| Tax Rate | Taxable Income Range |
|---|---|
| 10% | $0 to $11,925 |
| 12% | $11,926 to $48,475 |
| 22% | $48,476 to $103,350 |
| 24% | $103,351 to $197,300 |
| 32% | $197,301 to $250,525 |
| 35% | $250,526 to $626,350 |
| 37% | Over $626,350 |
Capital Gains 2025 Tax Brackets
The capital gains tax brackets for 2025 are as follows:
- 0%: For individuals with taxable income up to $44,625 (or $89,250 for married couples filing jointly).
- 15%: For individuals with taxable income between $44,626 and $492,300 (or $89,251 to $553,850 for married couples filing jointly).
- 20%: For individuals with taxable income over $492,300 (or over $553,850 for married couples filing jointly).
These rates apply to long-term capital gains on assets sold in 2025, which will be reported on taxes filed in 2026.
Why Electronic Filing Is Recommended
The IRS strongly recommends electronic filing (e-file) for taxpayers in all income brackets. E-filing:
Automatically applies the correct tax brackets
Calculates capital gains rates accurately
Reduces errors that can trigger IRS reviews
Speeds up refunds, especially with direct deposit
Allows easy tracking through Where’s My Refund?
Most tax software is updated annually to reflect the latest bracket thresholds and inflation adjustments, ensuring accurate calculations.
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